Situmorang DR, Sagala F, Silitonga IM, Panjaitan RY, Sagala L. Analysis Of The Influence Of Loan To Deposit Ratio, Capital Adequacy Ratio, Non-Performing Loan, Operational Efficiency Ratio, And Total Asset Turnover On Return On Asset Of Commercial Bank Listed On The Indonesian Stock Exchange Period 2019-2023. JIA. 2024;6(1):66-76. doi:10.36985/81br1521