Purba DS, Martina S, Ferdila F. The Influence of Financial Literacy and Access to Capital on the Financial Performance of MSMEs in Pematang Siantar City . JIA [Internet]. 2025 May 30 [cited 2025 Aug. 31];7(1):254 – 264. Available from: http://jurnal.usi.ac.id/index.php/jia/article/view/1701