(1)
Sinaga, M. H.; Tarigan, W. J.; Martina, S. Analysis Of the Influence of Financial Technology Peer-To-Peer (P2P) Lending and Payment Gateway on The Financial Performance Of MSMES In Pematangsiantar City. JIA 2025, 7 (2), 434-450. https://doi.org/10.36985/e7f0ac64.