1.
Sinaga R, Saragih R, Sapitri A, Siadari M, Marbun JA. Factors That Influence Farmers’ Decisions in Accessing Farm Business Credit at BRI Bank (Case Study: Rabuhit Village, Gunung Maligas District, Simalungun Regency). JIA. 2026;8(1):332 – 344. doi:10.36985/at8y3988