ZAI, Farrel Arvid Faoloaro; ELISABETH, Duma Megaria; SAGALA, Farida. The Impact of Risk Management & Internal Audit on Credit Provision Policy at PT Bank Sumut Lotu Branch. Jurnal Ilmiah Accusi, [S. l.], v. 7, n. 2, p. 305–317, 2025. DOI: 10.36985/6fy4z091. Disponível em: https://jurnal.usi.ac.id/index.php/jia/article/view/1885. Acesso em: 7 dec. 2025.